Health Affairs Blog Lessons Of Medicare For The New Public Health Insurance Plan

Health Affairs Blog: Lessons Of Medicare For The New Public Health Insurance Plan:

"As Congress grapples with whether a new public health insurance plan should be created as part of health care reform, they should take stock of the nation’s experience with Medicare as a public program. Medicare’s strengths and limitations offer a number of lessons for the current debate."

A nice summary of what is right about Medicare, as well as what to avoid (i.e., Medicaid) as we develop a Public Plan. Quick summary:

1. Medicare is stable and secure. Medicaid is subject to the whims of state governments and is therefore neither.

2. Medicare is nationally uniform, Medicaid, not so much. In fact Medicaid is pretty awful for uniformity and results in rationing of health care in many parts of the country.

3. Transparent and consistent, resulting in lower administration costs, and more predictability for all. But, they argue, and I agree, that congress should not be making the detailed coverage decisions. these should be delegated to an independant board.

4. Provide innovation and leadership in payment reform.

5. Minimizes administrative costs in a variety of ways. I know I can't watch a sporting event, television program or anything without seeing my "not-for-profit" insurance company logo all over the place.

6. Public accountability. I always am disbelieving when i hear my conservative friends talk about governement as if it is not us. I reject this, because when we participate, it does work. Of course, the last eight years showed us that the trolley can go off the rails, but we eventually correct.

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